SecurityComplianceZero-Trust

The Zero-Trust Handshake: Security in Peer-to-Peer Loans

Arantxa Sanchez
Arantxa Sanchez
Head of Corporate Legal
2026-09-046 min read

Trust is the most expensive commodity in finance. At PawnShop App, we don't ask you to trust us; we enforce it through code and physical verification. We call this the Zero-Trust Handshake.

Bank-Grade Compliance

Every digital transaction is secured with Bank-grade 256-bit encryption and strictly adheres to US KYC (Know Your Customer) and AML (Anti-Money Laundering) regulations. But digital security isn't enough when dealing with physical collateral.

The 'Handshake' is the final step where the investor and borrower meet in a secure location. The investor physically verifies the asset (e.g., confirming a Rolex's authenticity) before approving the smart contract. This hybrid approach eliminates fraud and protects both parties absolutely.

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